Pennsylvania Capital Management

Our Process

Through our Strategic Wealth Advisory Process™ we develop uniquely personal financial plans and investment portfolios. The focus of our process is to get to know your mindset and experience level, financially speaking, to gain an understanding of who you are and what you hold dear in your life. Together we develop that integrated process, which will enhance your portfolio returns in proper proportion to your risk tolerance and time horizons. We then create financial solutions that combine who you are with how you invest to help you get what you want out of life.

	Step One: Life Vision Focuser™ We start with your vision of the future. We meet face-to-face to get to know you on a personal level. We listen closely to understand your needs and interests and your desires for the future of your life, your family, your business or organization.
	Step Two: Tactical Analysis and Redeployment Strategy™ We conduct a robust analysis of your financial situation to understand where you are in your financial journey. To ensure we see the full picture, we reach out to the other professionals in your life. We examine your assets and liabilities and your existing portfolio and current investment strategies.
	Step Three: Vision Alignment™ As partners in your future, we offer our strategic insights and recommendations based on our analysis to create a Personalized Investment Path for you. We also develop a customized Investment Policy Statement to establish expectations, objectives and guidelines for our investment process. This sets the foundation for how we allocate your assets between various investment classes. It allows us to advocate for your interests and ensures we are acting in alignment with your risk limitations, time horizons and diversification goals.
	Step Four: Implementation Accelerator™ Leveraging our team’s industry expertise and market savvy, we execute a fully coordinated implementation of your Investment Strategy. You will meet with varying members of our team to ensure that the wide variety of needs you bring to us will have a PCM professional connected to each one. This is by no means a one-time event, but an on-going and dynamic process that enables you to leverage our team with maximum effectiveness.
	Step Five: Strategic Collaboration Solution™ We facilitate a seamless collaboration with you and your key advisors, such as attorneys and accountants, to support your short- and long-term goals. Depending on the challenges you bring to us, we will recommend additional professionals to complete our circle of guidance.
	Step Six: Life Change Advocate™ Life is not static. As your financial advisors, we recognize that priorities, family and business dynamics change; so do the markets. To stay ahead of the changes in your life, we meet with you several times throughout the year to review, re-balance and refine your investment plan.

Client Questions

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Q: My wife and I don’t want to be a burden on our children when we can no longer care for ourselves. The time we spend maintaining and caring for our home is increasingly troublesome. We need someone who can help us sort out the alternatives so we have more time to really enjoy our lives… we’d love to have more time to see our children and travel the world.

A: Pennsylvania Capital Management has a whole team who can help you plan for the best years of your life.

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Q: I have a lot of people in my life and my business who offer advice – my attorney, my accountant, my banker, just to mention a few. I wish I had a firm that could bring them all together in a coordinated manner and tap into their collective expertise on my behalf.

A: Pennsylvania Capital Management creates seamless collaborations with you and your key advisors to support your goals.

These are not actual client testimonials. They are representative of real clients' questions and concerns.

Our Process

Step One: Life Vision Focuser™

Step Two: Tactical Analysis and Redeployment Strategy™

Step Three: Vision Alignment™

Step Four: Implementation Accelerator™

Step Five: Strategic Collaboration Solution™

Step Six: Life Change Advocate™

Client Questions